The Business Banking system has been designed as a secure, password-protected area within your organization’s Web site. The Business Banking system allows you to perform a variety of cash management tasks.
The features and services of the Commercial Customer Platform are accessed via the Main Menu and include the following:
Administration ¾ offers a full suite of administrative functions including end user an employee of the customer that is given access to application by the company administrator the customer, or a person assigned by the customer, who will have administration responsibilities in the Commercial Customer Platform of the application. or a user administrator. maintenance, activity reporting, balance alerts, account maintenance, password modification, and the inactivity timeout setting. Your company administrator has access to all of the Administration options.
Balance Reporting - provides summary information at a glance and also allows a drilldown into additional detail for a specific account. For added convenience and utility, the Account Summary format is customizable.
Book Transfers - allows you to move funds between accounts within the same financial institution. Transfers can be scheduled for the current day, a date in the future or on a recurring basis.
Wire Transfer - moves funds between accounts that are within different financial institutions.
Stop Payment - allows you to place stops on an individual check or a range of checks.
ACH - allows you to create ACH files and submit them to your financial institution.
EFTPS Electronic Federal Tax Payment System is a government program to pay federal tax obligations electronically. - allows you to create EFTPS files and submit them to your financial institution a bank, thrift, or credit union.
Online Services - provides a direct request channel for financial institution services: photocopies of checks or statements, investigation of questionable transactions and online cash/check orders.
Reconciliation Services – allows you to import an Issues Register file, manually input issues and display and make decisions on exception items. (Exceptions processing feature is dependant on your FI’s processing method.)
E-mail - provides a direct link between you and your financial institution.
Bill Pay ¾ The Bill Pay service allows you to pay bills online; add, edit or delete a payee (the entity that receives the payment); check to see if a payment has cleared; and email the electronic bill payment service provider. This service is documented separately as part of Digital Insight’s Internet Banking product.